ZIP 35204 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Alabama · High Vacancy market
Jefferson County, Alabama's ZIP 35204 registers 29/100 composite distress, which DLRadar reads as low. Structurally it carries 61/100, against 7/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100). Its standout signals are structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (5/100) register low.
The peak-phase market in 35204 posted values that rose 2.7% over the year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 9,154 people live here, median age 43. Roughly 34.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 5,388 housing units across 35204. 45% of housing is owner-occupied. The vacancy rate is 23.1% — elevated. Households earn a median $32,880 — below the roughly $78,000 national figure. Around 14% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 37/100. Home values center near $89,300, an affordability ratio of 2.5× — accessible. Rent burden reaches 42% of tenant households.
On the whole, 35204 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 35204 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 35204 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Jefferson County, Alabama and the nation. Where the public record is thin for 35204, the field stays empty rather than modeled, and fills in as new documents post.
Behind 35204's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 35204 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 35204’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 35204 by the numbers
A live read on 35204: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Jefferson County ZIP reports
More distress data near 35204
More ZIP, county and state distress intelligence connected to Jefferson County, Alabama.
Get the full acquisition report for 35204
The full 35204 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology