ZIP 35234 Property Distress & Foreclosure Data

In Jefferson County, Alabama, ZIP 35234 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (24/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100). On the structural side it scores 71/100, with 7/100 of stress already active.

The market reads peak — home values rose 2.9% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $23,804, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 42/100. 35.6% of residents fall below the poverty threshold. Educational attainment sits at 12% bachelor's-or-above. The ZIP holds roughly 2,528 housing units. Home values center near $114,300, an affordability ratio of 3.3× — accessible. Around 57% of renters are cost-burdened. The vacancy rate is 33.4% — elevated. Owners hold 52% of homes, renters 48%. About 3,828 people live here, median age 47.

Net-net, 35234 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.