ZIP 35173 Property Distress & Foreclosure Data

Composite property distress in 35173 (Jefferson County, Alabama) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (69/100), institutional ownership (61/100), construction/permit lag (40/100). mortgage stress (24/100) stay muted. The latent-versus-live split is 69/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (92/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (73/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 10% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 5.4%. The poverty rate is 4.2% — low. 89% of housing is owner-occupied. Around 29% of renters are cost-burdened. At $113,028, median income runs above typical U.S. levels. Around 43% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 22/100. 32,125 residents call 35173 home, typically aged 40. The ZIP holds roughly 11,880 housing units. The typical home is worth about $345,300 (2.9× income, relatively affordable).

Overall, 35173 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.