ZIP 35235 Property Distress & Foreclosure Data

DLRadar grades ZIP 35235 (Jefferson County, Alabama) at a moderate 32/100 for overall property distress. Structural risk reads 71/100 against active distress of 7/100. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100)). Property-level stress concentrates in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (24/100).

The peak-phase market in 35235 posted values that rose 2.9% over the year, and 8% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 19,600 with a median age of 38. The tenure split is 67% owner-occupied to 33% rented. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. About 27% have a four-year degree. On demographic stress specifically, 35235 scores 33/100. Households earn a median $57,244 — below the roughly $78,000 national figure. There are about 9,308 housing units across 35235. Roughly 21.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $194,500 here, or 2.9 times local income. Rent burden reaches 50% of tenant households.

On the whole, 35235 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.