ZIP 35217 Property Distress & Foreclosure Data

DLRadar grades ZIP 35217 (Jefferson County, Alabama) at a moderate 32/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100)). Property-level stress concentrates in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (24/100). Structural risk reads 71/100 against active distress of 7/100.

The peak-phase market in 35217 posted values that rose 2.9% over the year, and 10% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 6,231 housing units across 35217. A median home runs $120,400 here, or 2.9 times local income. Households earn a median $38,769 — below the roughly $78,000 national figure. Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 48% owner-occupied to 52% rented. Roughly 24.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 35% of tenant households. On demographic stress specifically, 35217 scores 35/100. Population is roughly 12,468 with a median age of 42. About 11% have a four-year degree.

On the whole, 35217 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.