ZIP 35217 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35217 (Jefferson County, Alabama) lands at 28/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (74/100)). Its heaviest discrete signals: structural risk (61/100), institutional ownership (56/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (7/100) stay muted. The latent-versus-live split is 61/100 structural and 7/100 already moving.

The peak-phase market in 35217 posted values that rose 2.7% over the year, and 10% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 6,231 housing units across 35217. Home values center near $120,400, an affordability ratio of 2.9× — accessible. Households earn a median $38,769 — below the roughly $78,000 national figure. Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. 48% of housing is owner-occupied. 24.9% of residents fall below the poverty threshold. Rent burden reaches 35% of tenant households. On demographic stress specifically, 35217 scores 35/100. Population is roughly 12,468 with a median age of 42. About 11% have a four-year degree.

On the whole, 35217 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 35217 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 35217's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 35217 reflects the current record instead of a stale or modeled snapshot.

Behind 35217's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 35217 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.