ZIP 35224 Property Distress & Foreclosure Data

ZIP code 35224 in Jefferson County, Alabama carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 71/100 against active distress of 7/100. What sets it apart are the readings on structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 35% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 2,729 housing units across 35224. At $46,401, median income runs below typical U.S. levels. The typical home is worth about $80,000 (1.8× income, relatively affordable). Vacancy runs 28.6%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 33/100. Rent burden reaches 47% of tenant households. 60% of housing is owner-occupied. The poverty rate is 18.3% — high, a tax-stress and distress correlate. 5,409 residents call 35224 home, typically aged 38. Around 11% of adults hold a bachelor's degree or higher.

Taken together, 35224 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.