ZIP 35224 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Alabama · High Vacancy market
In Jefferson County, Alabama, ZIP 35224 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 61/100 structural to 7/100 active on the ground. The pressure is most legible in structural risk (61/100), institutional ownership (56/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (74/100).
Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 35% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 2,729 housing units. At $46,401, median income runs below typical U.S. levels. The typical home is worth about $80,000 (1.8× income, relatively affordable). Vacancy runs 28.6%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 33/100. Around 47% of renters are cost-burdened. Owners hold 60% of homes, renters 40%. The poverty rate is 18.3% — high, a tax-stress and distress correlate. About 5,409 people live here, median age 38. Educational attainment sits at 11% bachelor's-or-above.
Net-net, 35224 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 35224 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35224 can be compared directly against any other ZIP in Jefferson County, Alabama or nationwide. The score is rebuilt from public data as it updates, so 35224 reflects the current record instead of a stale or modeled snapshot.
35224's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 35224 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 35224
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 35224 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Jefferson County
Nearest ZIP codes to 35224
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 35224
Keep going: ZIP, county and state distress coverage for Jefferson County, Alabama.
Open the complete 35224 acquisition file
See who owns each distressed property in 35224, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology