ZIP 35226 Property Distress & Foreclosure Data

DLRadar grades ZIP 35226 (Jefferson County, Alabama) at a moderate 32/100 for overall property distress. Structural exposure scores 71 and live distress 7 on the 0–100 scale. Property-level stress concentrates in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (24/100). Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100)).

The peak-phase market in 35226 posted values that rose 2.9% over the year, and 14% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $411,000 here, or 3.1 times local income. The tenure split is 83% owner-occupied to 17% rented. Population is roughly 37,693 with a median age of 37. Vacancy runs 5.5%. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. There are about 15,183 housing units across 35226. About 69% have a four-year degree. Rent burden reaches 29% of tenant households. On demographic stress specifically, 35226 scores 21/100. Households earn a median $126,053 — above the roughly $78,000 national figure.

On balance 35226 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.