ZIP 35226 Foreclosure, Tax-Lien & Distress Report

ZIP 35226's composite property-distress score is 29/100 - DLRadar classes that as low for Jefferson County, Alabama. On the structural side it scores 61/100, with 7/100 of stress already active. The sharpest non-environmental signals are structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (5/100) register low. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 14% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $411,000 (3.1× income, relatively affordable). The tenure split is 83% owner-occupied to 17% rented. About 37,693 people live here, median age 37. Vacancy runs 5.5%. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 15,183 housing units. Around 69% of adults hold a bachelor's degree or higher. Around 29% of renters are cost-burdened. The demographic-stress sub-score lands at 21/100. At $126,053, median income runs above typical U.S. levels.

Overall, 35226 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 35226 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 35226's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 35226 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 35226's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 35226 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.