ZIP 35228 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Alabama's ZIP 35228 registers 29/100 composite distress, which DLRadar reads as low. Latent structural risk is 61/100 while live distress already moving reads 7/100. The pressure is most legible in structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (5/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 3% lower over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

About 10,575 people live here, median age 38. The typical home is worth about $93,700 (1.6× income, relatively affordable). Households earn a median $50,147 — below the roughly $78,000 national figure. Owners hold 61% of homes, renters 39%. DLRadar's demographic-stress index for the area reads 31/100. There are about 4,789 housing units across 35228. The poverty rate is 22.0% — high, a tax-stress and distress correlate. About 22% have a four-year degree. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 56% of tenant households.

Net-net, 35228 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 35228 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 35228's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 35228 reflects the current record instead of a stale or modeled snapshot.

Behind 35228's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 35228 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.