ZIP 35228 Property Distress & Foreclosure Data

Jefferson County, Alabama's ZIP 35228 registers 32/100 composite distress, which DLRadar reads as moderate. Structural risk reads 71/100 against active distress of 7/100. The most distinctive pressure shows up in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (24/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100).

The market reads peak — home values rose 2.9% year on year, and 3% lower over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 10,575 people live here, median age 38. Home values center near $93,700, an affordability ratio of 1.6× — accessible. Median household income is $50,147, below the U.S. median near $78,000. Owners hold 61% of homes, renters 39%. DLRadar's demographic-stress index for the area reads 31/100. There are about 4,789 housing units across 35228. 22.0% of residents fall below the poverty threshold. Educational attainment sits at 22% bachelor's-or-above. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 56% of tenant households.

Net-net, 35228 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.