ZIP 35208 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35208 (Jefferson County, Alabama) lands at 29/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 61/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100). The sharpest non-environmental signals are structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (5/100).

The peak-phase market in 35208 posted values that rose 2.7% over the year, and 9% lower over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 13,660 with a median age of 44. A median home runs $97,100 here, or 2.5 times local income. DLRadar's demographic-stress index for the area reads 34/100. Owners hold 63% of homes, renters 37%. The vacancy rate is 22.8% — elevated. Around 50% of renters are cost-burdened. Educational attainment sits at 17% bachelor's-or-above. At $37,363, median income runs below typical U.S. levels. There are about 7,152 housing units across 35208. 23.3% of residents fall below the poverty threshold.

Taken together, 35208 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 35208 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 35208's 29/100 can be lined up against any neighbor in Jefferson County, Alabama or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 35208 reflects the current record instead of a stale or modeled snapshot.

35208's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 35208 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.