ZIP 35212 Property Distress & Foreclosure Data

DLRadar grades ZIP 35212 (Jefferson County, Alabama) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (24/100) stay muted. On the structural side it scores 71/100, with 7/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 6% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 40.4% — high, a tax-stress and distress correlate. 10,059 residents call 35212 home, typically aged 33. Around 33% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 49/100. The ZIP holds roughly 5,613 housing units. The typical home is worth about $232,100 (6.1× income). At $34,565, median income runs below typical U.S. levels. The vacancy rate is 18.6% — elevated. Around 53% of renters are cost-burdened. 40% of housing is owner-occupied.

Taken together, 35212 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.