ZIP 35212 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35212 (Jefferson County, Alabama) lands at 28/100 — low on DLRadar's distress scoring. What sets it apart are the readings on structural risk (61/100), institutional ownership (56/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (7/100) stay muted. Latent structural risk is 61/100 while live distress already moving reads 7/100. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (74/100)).

The peak-phase market in 35212 posted values that rose 2.7% over the year, and 6% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Roughly 40.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 10,059 residents call 35212 home, typically aged 33. Around 33% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 49/100. There are about 5,613 housing units across 35212. Home values center near $232,100, an affordability ratio of 6.1×. Households earn a median $34,565 — below the roughly $78,000 national figure. The vacancy rate is 18.6% — elevated. Rent burden reaches 53% of tenant households. Owners hold 40% of homes, renters 60%.

Net-net, 35212 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 35212 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 35212's 28/100 can be lined up against any neighbor in Jefferson County, Alabama or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 35212, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 35212 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Practically, 35212 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.