ZIP 35214 Property Distress & Foreclosure Data

Jefferson County, Alabama's ZIP 35214 registers 32/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (24/100). The latent-versus-live split is 71/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100)).

The peak-phase market in 35214 posted values that rose 2.9% over the year, and 10% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 35214 scores 32/100. Roughly 21.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 46% of renters are cost-burdened. About 27% have a four-year degree. A median home runs $164,500 here, or 2.7 times local income. The tenure split is 66% owner-occupied to 34% rented. The vacancy rate is 14.9% — elevated. Population is roughly 16,495 with a median age of 45. Households earn a median $55,478 — below the roughly $78,000 national figure. The ZIP holds roughly 8,172 housing units.

On the whole, 35214 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.