ZIP 35214 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Alabama · High Vacancy market
In Jefferson County, Alabama, ZIP 35214 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. Property-level stress concentrates in structural risk (61/100), institutional ownership (57/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (7/100) register low. On the structural side it scores 61/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (75/100).
The market reads peak — home values rose 2.7% year on year, and 10% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
On demographic stress specifically, 35214 scores 32/100. The poverty rate is 21.4% — high, a tax-stress and distress correlate. Around 46% of renters are cost-burdened. Around 27% of adults hold a bachelor's degree or higher. A median home runs $164,500 here, or 2.7 times local income. Owners hold 66% of homes, renters 34%. Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 16,495 with a median age of 45. Median household income is $55,478, below the U.S. median near $78,000. The ZIP holds roughly 8,172 housing units.
On the whole, 35214 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 35214 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 35214 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Alabama. Sparse data for 35214 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 28/100 for 35214 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 35214 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 35214’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
35214 at a glance
The live 35214 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Jefferson County
Nearest ZIP codes to 35214
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Jefferson County, Alabama at ZIP, county and state level.
Unlock parcel-level detail for ZIP 35214
The full 35214 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology