ZIP 35068 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35068 (Jefferson County, Alabama) lands at 29/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100). The pressure is most legible in structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (5/100) stay muted. Structurally it carries 61/100, against 7/100 of stress already in motion.

The peak-phase market in 35068 posted values that rose 2.7% over the year, and 12% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 8,437 with a median age of 40. The tenure split is 68% owner-occupied to 32% rented. Home values center near $195,100, an affordability ratio of 2.7× — accessible. Vacancy runs 3.5%. DLRadar's demographic-stress index for the area reads 29/100. 15.4% of residents fall below the poverty threshold. Around 30% of adults hold a bachelor's degree or higher. There are about 3,879 housing units across 35068. Households earn a median $70,159 — near the roughly $78,000 national figure. Around 48% of renters are cost-burdened.

Net-net, 35068 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 35068 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 35068's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 35068 shows blanks, not estimates, wherever the record is sparse.

Behind 35068's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 35068 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.