ZIP 35068 Property Distress & Foreclosure Data

In Jefferson County, Alabama, ZIP 35068 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100). Its standout signals are structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (24/100) stay muted. Structural exposure scores 71 and live distress 7 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 12% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

8,437 residents call 35068 home, typically aged 40. 68% of housing is owner-occupied. The typical home is worth about $195,100 (2.7× income, relatively affordable). Vacancy runs 3.5%. The demographic-stress sub-score lands at 29/100. The poverty rate is 15.4%. Around 30% of adults hold a bachelor's degree or higher. There are about 3,879 housing units across 35068. At $70,159, median income runs near typical U.S. levels. Rent burden reaches 48% of tenant households.

Overall, 35068 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.