ZIP 35118 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Alabama · High Vacancy market
ZIP code 35118 in Jefferson County, Alabama carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 61/100 against active distress of 7/100. Leading the profile are structural risk (61/100), institutional ownership (57/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (7/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (75/100)).
The peak-phase market in 35118 posted values that rose 2.7% over the year, and 1% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
About 3,131 people live here, median age 39. At $63,333, median income runs below typical U.S. levels. The ZIP holds roughly 1,222 housing units. Roughly 12.3% live below the poverty line. Vacancy runs 16.9%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 28/100. Home values center near $164,800, an affordability ratio of 2.5× — accessible. Educational attainment sits at 15% bachelor's-or-above. Owners hold 80% of homes, renters 20%. Rent burden reaches 30% of tenant households.
Net-net, 35118 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 35118 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 35118's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 35118 reflects the current record instead of a stale or modeled snapshot.
Each component behind 35118 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. In workflow terms, 35118 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 35118
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
35118 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Open the complete 35118 acquisition file
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No modelling: every input is a public record · methodology