ZIP 35064 Property Distress & Foreclosure Data

DLRadar grades ZIP 35064 (Jefferson County, Alabama) at a moderate 32/100 for overall property distress. Structural exposure scores 71 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100)). Property-level stress concentrates in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (24/100).

The peak-phase market in 35064 posted values that rose 2.9% over the year, and 8% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 9,929 with a median age of 30. There are about 4,798 housing units across 35064. A median home runs $129,100 here, or 2.5 times local income. On demographic stress specifically, 35064 scores 38/100. Roughly 30.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 21.1%, above the national norm and a classic distress-and-opportunity signal. About 25% have a four-year degree. Rent burden reaches 67% of tenant households. The tenure split is 59% owner-occupied to 41% rented. Households earn a median $48,581 — below the roughly $78,000 national figure.

On the whole, 35064 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.