ZIP 35064 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Alabama · High Vacancy market
Composite property distress in 35064 (Jefferson County, Alabama) lands at 29/100 — low on DLRadar's public-record scoring. Structural risk reads 61/100 against active distress of 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100). Leading the profile are structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (5/100) register low.
The peak-phase market in 35064 posted values that rose 2.7% over the year, and 8% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 9,929 people live here, median age 30. The ZIP holds roughly 4,798 housing units. The typical home is worth about $129,100 (2.5× income, relatively affordable). On demographic stress specifically, 35064 scores 38/100. 30.0% of residents fall below the poverty threshold. The vacancy rate is 21.1% — elevated. Educational attainment sits at 25% bachelor's-or-above. Around 67% of renters are cost-burdened. The tenure split is 59% owner-occupied to 41% rented. Households earn a median $48,581 — below the roughly $78,000 national figure.
Net-net, 35064 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 35064 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Jefferson County, Alabama and the nation. Sparse data for 35064 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 35064 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 35064 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 35064
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 35064 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 35064, drawn from the same report attached to each property.
Adjacent Jefferson County ZIP reports
Related reports across Jefferson County, Alabama
Additional distress intelligence spanning Jefferson County, Alabama by ZIP, county and state.
The complete 35064 distress and acquisition report
See who owns each distressed property in 35064, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology