ZIP 35023 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Alabama · High Vacancy market
In Jefferson County, Alabama, ZIP 35023 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (5/100) register low. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)). The split runs 61/100 structural to 7/100 active on the ground.
The peak-phase market in 35023 posted values that rose 2.7% over the year, and 14% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
On demographic stress specifically, 35023 scores 27/100. The poverty rate is 14.1%. Around 36% of renters are cost-burdened. The vacancy rate is 12.5% — elevated. Home values center near $161,800, an affordability ratio of 2.2× — accessible. About 19% have a four-year degree. About 25,221 people live here, median age 39. 81% of housing is owner-occupied. At $69,288, median income runs near typical U.S. levels. The ZIP holds roughly 9,918 housing units.
Taken together, 35023 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 35023 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 35023's 29/100 can be lined up against any neighbor in Jefferson County, Alabama or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 35023 reflects the current record instead of a stale or modeled snapshot.
35023's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 35023 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 35023
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 35023 by the numbers
The live 35023 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Jefferson County ZIP reports
Related reports across Jefferson County, Alabama
Other reports tied to Jefferson County, Alabama — ZIP, county and statewide.
Unlock the full ZIP 35023 acquisition report
Pull every distressed parcel in 35023 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology