ZIP 35020 Property Distress & Foreclosure Data

Jefferson County, Alabama's ZIP 35020 registers 32/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 71 and live distress 7 on the 0–100 scale. The most distinctive pressure shows up in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 3% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

25,308 residents call 35020 home, typically aged 41. There are about 12,291 housing units across 35020. Vacancy runs 18.3%, above the national norm and a classic distress-and-opportunity signal. At $33,247, median income runs below typical U.S. levels. 56% of housing is owner-occupied. The poverty rate is 34.9% — high, a tax-stress and distress correlate. Around 10% of adults hold a bachelor's degree or higher. Rent burden reaches 47% of tenant households. The typical home is worth about $91,200 (2.7× income, relatively affordable). The demographic-stress sub-score lands at 38/100.

Taken together, 35020 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.