ZIP 35005 Property Distress & Foreclosure Data

DLRadar grades ZIP 35005 (Jefferson County, Alabama) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (24/100) stay muted. The latent-versus-live split is 71/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 7% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $142,900 (2.4× income, relatively affordable). The poverty rate is 12.4%. At $57,151, median income runs below typical U.S. levels. 89% of housing is owner-occupied. Around 62% of renters are cost-burdened. Around 16% of adults hold a bachelor's degree or higher. The vacancy rate is 14.1% — elevated. The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 3,391 housing units. 8,143 residents call 35005 home, typically aged 48.

Taken together, 35005 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.