ZIP 35005 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Alabama · High Vacancy market
Jefferson County, Alabama's ZIP 35005 registers 29/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (5/100). Structurally it carries 61/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100).
The peak-phase market in 35005 posted values that rose 2.7% over the year, and 7% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
Home values center near $142,900, an affordability ratio of 2.4× — accessible. Roughly 12.4% live below the poverty line. At $57,151, median income runs below typical U.S. levels. The tenure split is 89% owner-occupied to 11% rented. Rent burden reaches 62% of tenant households. Educational attainment sits at 16% bachelor's-or-above. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 35005 scores 31/100. The ZIP holds roughly 3,391 housing units. About 8,143 people live here, median age 48.
On the whole, 35005 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 35005 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 35005 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 35005 reflects the current record instead of a stale or modeled snapshot.
35005's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 35005 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 35005
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 35005 distress snapshot
Current distress, phase, housing and lender-pressure figures for 35005, drawn from the same report attached to each property.
Neighbouring ZIPs in Jefferson County
Related reports across Jefferson County, Alabama
Related ZIP, county and statewide reads linked to Jefferson County, Alabama.
The complete 35005 distress and acquisition report
See who owns each distressed property in 35005, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology