ZIP 35117 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 35117 (Jefferson County, Alabama) returns a low composite of 29/100. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)). Structural risk reads 61/100 against active distress of 7/100. The pressure is most legible in structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (5/100) register low.

The market reads peak — home values rose 2.7% year on year, and 16% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The poverty rate is 9.5%. 93% of housing is owner-occupied. Households earn a median $87,923 — above the roughly $78,000 national figure. The ZIP holds roughly 2,500 housing units. DLRadar's demographic-stress index for the area reads 31/100. Around 25% of adults hold a bachelor's degree or higher. Around 78% of renters are cost-burdened. Home values center near $226,600, an affordability ratio of 2.2× — accessible. The vacancy rate is 15.1% — elevated. About 5,091 people live here, median age 42.

Net-net, 35117 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 35117 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 35117 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 35117, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

35117's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 35117 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.