ZIP 35117 Property Distress & Foreclosure Data

In Jefferson County, Alabama, ZIP 35117 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100). On the structural side it scores 71/100, with 7/100 of stress already active. Its standout signals are structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (24/100) register low.

The market reads peak — home values rose 2.9% year on year, and 16% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

9.5% of residents fall below the poverty threshold. Owners hold 93% of homes, renters 7%. Median household income is $87,923, above the U.S. median near $78,000. The ZIP holds roughly 2,500 housing units. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 25% bachelor's-or-above. Around 78% of renters are cost-burdened. Home values center near $226,600, an affordability ratio of 2.2× — accessible. The vacancy rate is 15.1% — elevated. About 5,091 people live here, median age 42.

Net-net, 35117 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.