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ZIP 35203 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Alabama · High Vacancy market

Composite property distress in 35203 (Jefferson County, Alabama) lands at 29/100 — low on DLRadar's public-record scoring. The most distinctive pressure shows up in structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (5/100). It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100). Structurally it carries 61/100, against 7/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.7% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $334,000 here, or 6.2 times local income. Around 39% of renters are cost-burdened. Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. About 41% have a four-year degree. 25.3% of residents fall below the poverty threshold. There are about 2,272 housing units across 35203. Median household income is $46,829, below the U.S. median near $78,000. On demographic stress specifically, 35203 scores 44/100. Owners hold 28% of homes, renters 72%. About 3,301 people live here, median age 42.

On the whole, 35203 leans distressed, with opportunity clustered in specific stressed parcels. While 35203 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 35203 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 35203 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Alabama. Every figure is auditable to a public dataset and refreshed on ingest; 35203 shows blanks, not estimates, wherever the record is sparse.

35203's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 35203 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

29/100
Composite stress
61/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 35203

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk97
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 35203 distress snapshot

The live 35203 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Jefferson County ZIPs near 35203

More distress data near 35203

Additional distress intelligence spanning Jefferson County, Alabama by ZIP, county and state.

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