ZIP 35203 Property Distress & Foreclosure Data

DLRadar grades ZIP 35203 (Jefferson County, Alabama) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100). The latent-versus-live split is 71/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 2.9% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $334,000 (6.2× income). Around 39% of renters are cost-burdened. The vacancy rate is 16.3% — elevated. Around 41% of adults hold a bachelor's degree or higher. The poverty rate is 25.3% — high, a tax-stress and distress correlate. The ZIP holds roughly 2,272 housing units. At $46,829, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 44/100. 28% of housing is owner-occupied. 3,301 residents call 35203 home, typically aged 42.

Taken together, 35203 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.