ZIP 35207 Property Distress & Foreclosure Data

In Jefferson County, Alabama, ZIP 35207 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (24/100) register low. The latent-versus-live split is 71/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100).

The market reads peak — home values rose 2.9% year on year, and 17% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Home values center near $80,300, an affordability ratio of 2.6× — accessible. Educational attainment sits at 13% bachelor's-or-above. The ZIP holds roughly 3,877 housing units. Around 55% of renters are cost-burdened. 43.0% of residents fall below the poverty threshold. The vacancy rate is 17.4% — elevated. About 6,824 people live here, median age 41. DLRadar's demographic-stress index for the area reads 40/100. Median household income is $28,672, below the U.S. median near $78,000. Owners hold 51% of homes, renters 49%.

Net-net, 35207 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.