ZIP 35207 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Alabama's ZIP 35207 registers 29/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (5/100). The split runs 61/100 structural to 7/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 17% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $80,300, an affordability ratio of 2.6× — accessible. Around 13% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,877 housing units. Around 55% of renters are cost-burdened. The poverty rate is 43.0% — high, a tax-stress and distress correlate. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 6,824 with a median age of 41. On demographic stress specifically, 35207 scores 40/100. Households earn a median $28,672 — below the roughly $78,000 national figure. The tenure split is 51% owner-occupied to 49% rented.

Net-net, 35207 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 35207 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 35207's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 35207, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 for 35207 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 35207 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.