ZIP 35213 Foreclosure, Tax-Lien & Distress Report

In Jefferson County, Alabama, ZIP 35213 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)). Its heaviest discrete signals: structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (5/100). The split runs 61/100 structural to 7/100 active on the ground.

The peak-phase market in 35213 posted values that rose 2.7% over the year, and 21% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 15,950 people live here, median age 36. The vacancy rate is 3.9%. Median household income is $161,902, above the U.S. median near $78,000. Around 89% of adults hold a bachelor's degree or higher. The tenure split is 78% owner-occupied to 22% rented. Rent burden reaches 34% of tenant households. The typical home is worth about $789,800 (4.7× income). There are about 6,909 housing units across 35213. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 24/100.

Net-net, 35213 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 35213 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 35213 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35213 can be compared directly against any other ZIP in Jefferson County, Alabama or nationwide. 35213 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 35213 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. The point of the 35213 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.