ZIP 35223 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 35223 (Jefferson County, Alabama) returns a low composite of 29/100. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)). The latent-versus-live split is 61/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (5/100) stay muted.

The market reads peak — home values rose 2.7% year on year, and 14% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 84% of adults hold a bachelor's degree or higher. 88% of housing is owner-occupied. At $155,079, median income runs above typical U.S. levels. Rent burden reaches 22% of tenant households. Population is roughly 10,665 with a median age of 47. The ZIP holds roughly 4,699 housing units. The poverty rate is 6.5% — low. Vacancy runs 7.9%. The demographic-stress sub-score lands at 23/100. A median home runs $775,100 here, or 4.8 times local income.

On balance 35223 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 35223 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 35223 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35223 can be compared directly against any other ZIP in Jefferson County, Alabama or nationwide. Nothing here is interpolated — where a source is thin for 35223, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 35223's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 35223 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.