ZIP 35223 Property Distress & Foreclosure Data

Jefferson County, Alabama's ZIP 35223 registers 32/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100)). On the structural side it scores 71/100, with 7/100 of stress already active. The most distinctive pressure shows up in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (24/100).

The peak-phase market in 35223 posted values that rose 2.9% over the year, and 14% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 84% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. Households earn a median $155,079 — above the roughly $78,000 national figure. Around 22% of renters are cost-burdened. Population is roughly 10,665 with a median age of 47. The ZIP holds roughly 4,699 housing units. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 7.9%. On demographic stress specifically, 35223 scores 23/100. A median home runs $775,100 here, or 4.8 times local income.

On balance 35223 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.