ZIP 35061 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Alabama · High Vacancy market
Jefferson County, Alabama's ZIP 35061 registers 29/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (5/100). It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100). Latent structural risk is 61/100 while live distress already moving reads 7/100.
The peak-phase market in 35061 posted values that rose 2.7% over the year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 12% of adults hold a bachelor's degree or higher. Rent burden reaches 76% of tenant households. Owners hold 56% of homes, renters 44%. DLRadar's demographic-stress index for the area reads 44/100. The ZIP holds roughly 601 housing units. Population is roughly 1,633 with a median age of 40. The poverty rate is 27.5% — high, a tax-stress and distress correlate. Vacancy runs 24.7%, above the national norm and a classic distress-and-opportunity signal. At $52,143, median income runs below typical U.S. levels. A median home runs $166,000 here, or 3.1 times local income.
Net-net, 35061 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 35061 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 35061 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 35061 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 29/100 for 35061 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 35061 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 35061 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
35061 at a glance
The live 35061 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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The complete 35061 distress and acquisition report
Open 35061 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology