ZIP 35022 Property Distress & Foreclosure Data

In Jefferson County, Alabama, ZIP 35022 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 70/100 against active distress of 7/100. Its standout signals are structural risk (70/100), institutional ownership (61/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (24/100). Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (75/100)).

The peak-phase market in 35022 posted values that rose 2.9% over the year, and 14% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 23,989 with a median age of 43. Households earn a median $79,084 — near the roughly $78,000 national figure. A median home runs $258,900 here, or 3.0 times local income. On demographic stress specifically, 35022 scores 28/100. The tenure split is 81% owner-occupied to 19% rented. Rent burden reaches 46% of tenant households. Vacancy runs 7.8%. There are about 10,398 housing units across 35022. About 34% have a four-year degree. Roughly 10.5% live below the poverty line.

On balance 35022 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

32/100
Composite stress
70/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 35022

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk97
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Jefferson County

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