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ZIP 35244 Foreclosure, Tax-Lien & Distress Report

Shelby County, Alabama · Distress market

On DLRadar's 0-100 distress scale, ZIP 35244 in Shelby County, Alabama comes in at 29, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (72/100). Its standout signals are structural risk (62/100), institutional ownership (56/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (14/100) register low. Structural risk reads 62/100 against active distress of 7/100.

The peak-phase market in 35244 posted values that rose 2.7% over the year, and 8% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 72% owner-occupied to 28% rented. The ZIP holds roughly 15,877 housing units. A median home runs $412,000 here, or 3.4 times local income. Around 60% of adults hold a bachelor's degree or higher. About 36,775 people live here, median age 39. Rent burden reaches 43% of tenant households. The vacancy rate is 5.3%. Households earn a median $114,172 — above the roughly $78,000 national figure. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 25/100.

Overall, 35244 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 35244 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 35244 runs through one identical scoring model, so its 29/100 sits on the same scale as every other ZIP in Shelby County, Alabama and the nation. Sparse data for 35244 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 35244 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. The point of the 35244 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

29/100
Composite stress
62/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 35244

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk94
Another 9 scored dimensions sit behind 35244

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 35244 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

Loading ZIP 35244 stress data…

Other Shelby County ZIP codes

Nearest ZIP codes to 35244

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Alabama distress

More ZIP, county and state distress intelligence connected to Shelby County, Alabama.

Open the complete 35244 acquisition file

See who owns each distressed property in 35244, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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