ZIP 35244 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 35244 in Shelby County, Alabama comes in at 29, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (73/100). Its standout signals are structural risk (62/100), institutional ownership (59/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (12/100) register low. Structural risk reads 62/100 against active distress of 7/100.

The peak-phase market in 35244 posted values that rose 2.7% over the year, and 8% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 72% owner-occupied to 28% rented. The ZIP holds roughly 15,877 housing units. A median home runs $412,000 here, or 3.4 times local income. Around 60% of adults hold a bachelor's degree or higher. About 36,775 people live here, median age 39. Rent burden reaches 43% of tenant households. The vacancy rate is 5.3%. Households earn a median $114,172 — above the roughly $78,000 national figure. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 25/100.

Overall, 35244 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 35244 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 35244 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Shelby County, Alabama and the nation. Sparse data for 35244 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 35244 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. The point of the 35244 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.