ZIP 35124 Property Distress & Foreclosure Data

Shelby County, Alabama's ZIP 35124 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (63/100), institutional ownership (61/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100) and construction/permit lag (17/100). Environmental exposure also runs high (climate & FEMA risk (91/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (72/100)). On the structural side it scores 63/100, with 7/100 of stress already active.

The peak-phase market in 35124 posted values that rose 2.9% over the year, and 11% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $91,513 — above the roughly $78,000 national figure. On demographic stress specifically, 35124 scores 23/100. Around 34% of renters are cost-burdened. The ZIP holds roughly 10,176 housing units. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. About 50% have a four-year degree. The tenure split is 84% owner-occupied to 16% rented. The vacancy rate is 2.5%. A median home runs $307,600 here, or 3.1 times local income. Population is roughly 24,871 with a median age of 42.

On balance 35124 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.