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ZIP 35178 Foreclosure, Tax-Lien & Distress Report

Shelby County, Alabama · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 35178 in Shelby County, Alabama comes in at 29, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (70/100). Its standout signals are structural risk (63/100), institutional ownership (58/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (22/100). The split runs 63/100 structural to 7/100 active on the ground.

The peak-phase market in 35178 posted values that rose 2.7% over the year, and 27% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

2,867 residents call 35178 home, typically aged 53. The vacancy rate is 23.6% — elevated. Owners hold 83% of homes, renters 17%. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 1,588 housing units. About 16% have a four-year degree. A median home runs $148,700 here, or 3.1 times local income. At $48,382, median income runs below typical U.S. levels. The poverty rate is 27.9% — high, a tax-stress and distress correlate. Rent burden reaches 27% of tenant households.

Taken together, 35178 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 35178 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 35178's 29/100 can be lined up against any neighbor in Shelby County, Alabama or any ZIP coast to coast. 35178 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 35178 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. The point of the 35178 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

29/100
Composite stress
63/100
Structural risk
7/100
Distress activity

What is driving ZIP 35178’s distress

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk87
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 35178 by the numbers

A live read on 35178: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Shelby County ZIPs near 35178

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Further distress data across Shelby County, Alabama at ZIP, county and state level.

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Every distressed parcel in 35178 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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