ZIP 35178 Property Distress & Foreclosure Data

Composite property distress in 35178 (Shelby County, Alabama) lands at 29/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (71/100)). The sharpest non-environmental signals are structural risk (63/100), institutional ownership (60/100), construction/permit lag (24/100). On the quiet end sit construction/permit lag (24/100) and mortgage stress (22/100). Structural exposure scores 63 and live distress 7 on the 0–100 scale.

The peak-phase market in 35178 posted values that rose 2.9% over the year, and 27% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,867 with a median age of 53. Vacancy runs 23.6%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 35178 scores 32/100. There are about 1,588 housing units across 35178. About 16% have a four-year degree. A median home runs $148,700 here, or 3.1 times local income. Households earn a median $48,382 — below the roughly $78,000 national figure. Roughly 27.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 27% of tenant households.

On the whole, 35178 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.