ZIP 35007 Foreclosure, Tax-Lien & Distress Report
Shelby County, Alabama · Distress market
Scored on a fixed 0-100 scale, 35007 (Shelby County, Alabama) returns a low composite of 29/100. The pressure is most legible in structural risk (62/100), institutional ownership (55/100), construction/permit lag (25/100). By contrast, construction/permit lag (25/100) and mortgage stress (22/100) register low. Latent structural risk is 62/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (70/100).
The market reads peak — home values rose 2.7% year on year, and 13% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $86,994, near the U.S. median near $78,000. Vacancy runs 4.4%. 6.3% of residents fall below the poverty threshold. Around 45% of renters are cost-burdened. 27,935 residents call 35007 home, typically aged 39. Around 38% of adults hold a bachelor's degree or higher. There are about 10,944 housing units across 35007. A median home runs $245,500 here, or 2.7 times local income. On demographic stress specifically, 35007 scores 25/100. Owners hold 84% of homes, renters 16%.
On balance 35007 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 35007 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 35007's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 35007 shows as blanks, never estimates, and the score updates on every fresh public filing.
35007's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 35007 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 35007 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 35007 by the numbers
The live 35007 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Keep exploring Alabama distress
Further distress data across Shelby County, Alabama at ZIP, county and state level.
Get the full acquisition report for 35007
Every distressed parcel in 35007 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology