ZIP 35007 Property Distress & Foreclosure Data

Shelby County, Alabama's ZIP 35007 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (63/100), institutional ownership (61/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100) and construction/permit lag (17/100). On the structural side it scores 63/100, with 7/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (91/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (72/100)).

The peak-phase market in 35007 posted values that rose 2.9% over the year, and 13% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $86,994 — near the roughly $78,000 national figure. The vacancy rate is 4.4%. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. Around 45% of renters are cost-burdened. Population is roughly 27,935 with a median age of 39. About 38% have a four-year degree. The ZIP holds roughly 10,944 housing units. A median home runs $245,500 here, or 2.7 times local income. On demographic stress specifically, 35007 scores 25/100. The tenure split is 84% owner-occupied to 16% rented.

On balance 35007 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.