ZIP 35242 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 35242 in Shelby County, Alabama comes in at 29, a low composite-distress reading. Latent structural risk is 62/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (72/100). What sets it apart are the readings on structural risk (62/100), institutional ownership (58/100), mortgage stress (23/100). mortgage stress (23/100) and construction/permit lag (18/100) stay muted.

The market reads peak — home values rose 2.7% year on year, and 18% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 25,431 housing units across 35242. The vacancy rate is 6.0%. Owners hold 73% of homes, renters 27%. Rent burden reaches 44% of tenant households. 56,956 residents call 35242 home, typically aged 43. 5.7% of residents fall below the poverty threshold. At $116,053, median income runs above typical U.S. levels. Educational attainment sits at 65% bachelor's-or-above. A median home runs $477,700 here, or 3.9 times local income. DLRadar's demographic-stress index for the area reads 27/100.

On balance 35242 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 35242 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 35242 stays directly comparable to neighboring ZIPs and the rest of Shelby County, Alabama. 35242 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 29/100 for 35242 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 35242 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.