ZIP 35242 Foreclosure, Tax-Lien & Distress Report
Shelby County, Alabama · Distress market
On DLRadar's 0-100 distress scale, ZIP 35242 in Shelby County, Alabama comes in at 29, a low composite-distress reading. Latent structural risk is 63/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), FEMA disaster exposure (87/100), flood (NFIP) exposure (71/100). What sets it apart are the readings on structural risk (63/100), institutional ownership (56/100), mortgage stress (23/100). mortgage stress (23/100) and construction/permit lag (19/100) stay muted.
The market reads peak — home values rose 2.7% year on year, and 18% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
There are about 25,431 housing units across 35242. The vacancy rate is 6.0%. Owners hold 73% of homes, renters 27%. Rent burden reaches 44% of tenant households. 56,956 residents call 35242 home, typically aged 43. 5.7% of residents fall below the poverty threshold. At $116,053, median income runs above typical U.S. levels. Educational attainment sits at 65% bachelor's-or-above. A median home runs $477,700 here, or 3.9 times local income. DLRadar's demographic-stress index for the area reads 27/100.
On balance 35242 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 35242 read uses the identical scoring model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 35242 stays directly comparable to neighboring ZIPs and the rest of Shelby County, Alabama. 35242 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 29/100 for 35242 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 35242 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 35242 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 35242 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Alabama distress
Keep going: ZIP, county and state distress coverage for Shelby County, Alabama.
Open the complete 35242 acquisition file
Open 35242 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology