ZIP 35242 Property Distress & Foreclosure Data

ZIP code 35242 in Shelby County, Alabama carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 65/100 against active distress of 7/100. Climate and flood risk are elevated too — climate & FEMA risk (92/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (73/100). What sets it apart are the readings on structural risk (65/100), institutional ownership (61/100), construction/permit lag (24/100). construction/permit lag (24/100) and mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 18% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 25,431 housing units across 35242. Vacancy runs 6.0%. 73% of housing is owner-occupied. Rent burden reaches 44% of tenant households. 56,956 residents call 35242 home, typically aged 43. The poverty rate is 5.7% — low. At $116,053, median income runs above typical U.S. levels. Around 65% of adults hold a bachelor's degree or higher. The typical home is worth about $477,700 (3.9× income, relatively affordable). The demographic-stress sub-score lands at 27/100.

Overall, 35242 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.