ZIP 35114 Foreclosure, Tax-Lien & Distress Report
Shelby County, Alabama · Distress market
Composite property distress in 35114 (Shelby County, Alabama) lands at 29/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), FEMA disaster exposure (74/100), flood (NFIP) exposure (70/100). Property-level stress concentrates in structural risk (62/100), institutional ownership (55/100), construction/permit lag (25/100). On the quiet end sit construction/permit lag (25/100) and mortgage stress (22/100). Structural risk reads 62/100 against active distress of 7/100.
Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 32% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 7,777 people live here, median age 41. Rent burden reaches 29% of tenant households. The tenure split is 91% owner-occupied to 9% rented. Vacancy runs 3.3%. A median home runs $310,200 here, or 2.9 times local income. The demographic-stress sub-score lands at 22/100. There are about 2,659 housing units across 35114. 5.8% of residents fall below the poverty threshold. Around 46% of adults hold a bachelor's degree or higher. At $96,335, median income runs above typical U.S. levels.
Overall, 35114 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 35114 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 35114 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35114 can be compared directly against any other ZIP in Shelby County, Alabama or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 35114 shows blanks, not estimates, wherever the record is sparse.
The 29/100 figure for 35114 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 35114 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 35114
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 35114 Stress Report snapshot
A live read on 35114: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Shelby County ZIPs near 35114
Nearest ZIP codes to 35114
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Shelby County, Alabama.
Get the full acquisition report for 35114
Every distressed parcel in 35114 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology