ZIP 35176 Property Distress & Foreclosure Data

In Shelby County, Alabama, ZIP 35176 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (72/100). Its standout signals are structural risk (63/100), institutional ownership (61/100), mortgage stress (22/100). mortgage stress (22/100) and construction/permit lag (17/100) stay muted. Structural risk reads 63/100 against active distress of 7/100.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $94,500 (3.1× income, relatively affordable). The demographic-stress sub-score lands at 34/100. 618 residents call 35176 home, typically aged 53. Vacancy runs 0.0%. The poverty rate is 19.9% — high, a tax-stress and distress correlate. Rent burden reaches 55% of tenant households. 65% of housing is owner-occupied. There are about 302 housing units across 35176. Around 8% of adults hold a bachelor's degree or higher. At $36,771, median income runs below typical U.S. levels.

Overall, 35176 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.