ZIP 35004 Property Distress & Foreclosure Data

In St. Clair County, Alabama, ZIP 35004 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (74/100), flood (NFIP) exposure (65/100)). Its standout signals are construction/permit lag (71/100), structural risk (70/100), institutional ownership (59/100). On the quiet end sit mortgage stress (23/100). Structural risk reads 70/100 against active distress of 7/100.

The peak-phase market in 35004 posted values that rose 2.9% over the year, and 2% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 76% owner-occupied to 24% rented. On demographic stress specifically, 35004 scores 25/100. Population is roughly 11,558 with a median age of 41. There are about 5,076 housing units across 35004. Vacancy runs 3.7%. About 23% have a four-year degree. A median home runs $232,700 here, or 2.6 times local income. Roughly 8.5% live below the poverty line. Rent burden reaches 33% of tenant households. Households earn a median $85,344 — near the roughly $78,000 national figure.

On balance 35004 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.