St. Clair County, AL: Foreclosures, Tax Liens & Distressed Properties

Across St. Clair County, Alabama, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Individual St. Clair County ZIPs score between 28 and 30 on the 0–100 composite. Lender pressure in St. Clair County registers 45/100 — a moderate bank-stress headwind. 18 ZIP codes are tracked county-wide, averaging 29/100 distress.

In its peak phase, St. Clair County home prices rose 2.7% across the last year, a 22/100-confidence read. With values leveling off, broad sweeps stop paying so screen ZIP by ZIP.

With St. Clair County flat at +2.7% YoY (22/100 confidence), opportunity is parcel-specific and a county-wide sweep stays on the shelf. A moderate 45/100 lender headwind points to mixed owner- and bank-driven distress.

The sharpest St. Clair County readings come from 35004 (30/100), 35052 (30/100), 35054 (30/100), 35112 (30/100), 35120 (30/100), 35125 (30/100) — open any for the parcel detail. Coverage extends to 35128, 35131, 35135, 35953, 35987, 35146, 35178, 35094, 35121, 35133 among others.

Profile-wise, St. Clair County's scored ZIPs show poverty running near 15.9%, 84% owner-occupancy, typical home values near $213,181, a median age of 45.6, a 16.8% vacancy rate, household income averaging about $81,009, roughly at the national median. Income, equity and tenure like these set up who sells under pressure and how fast a deal moves.

At 29/100 composite over 18 ZIPs, St. Clair County rewards parcel-by-parcel work and not a county-wide play. Inside DLRadar, each St. Clair County property carries owner, address and APN, a distress score plus a funding-to-closing path.

No county is too small to score: St. Clair County, Alabama runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so St. Clair County's numbers mean exactly what they mean anywhere else in Alabama.

Treat St. Clair County, Alabama as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. The St. Clair County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

At the ZIP level, the sharpest readings in St. Clair County are 35004 (30/100), 35052 (30/100), 35054 (30/100), 35112 (30/100), 35120 (30/100), 35125 (30/100). DLRadar also scores 35128, 35131, 35135, 35953, 35987, 35146, 35178, 35094 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under St. Clair County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.