ZIP 35094 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 35094 (Jefferson County, Alabama) returns a low composite of 29/100. The most distinctive pressure shows up in structural risk (62/100), institutional ownership (57/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (14/100) stay muted. Structurally it carries 62/100, against 7/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (92/100), FEMA disaster exposure (87/100), flood (NFIP) exposure (71/100)).

The market reads peak — home values rose 2.7% year on year, and 8% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 78% owner-occupied to 22% rented. Educational attainment sits at 29% bachelor's-or-above. Roughly 12.6% live below the poverty line. The demographic-stress sub-score lands at 27/100. At $74,340, median income runs near typical U.S. levels. 15,333 residents call 35094 home, typically aged 42. Rent burden reaches 28% of tenant households. There are about 6,385 housing units across 35094. The vacancy rate is 10.9%. The typical home is worth about $234,900 (3.0× income, relatively affordable).

Net-net, 35094 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 35094 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 35094 read uses the identical scoring model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 35094 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Alabama. Every figure is auditable to a public dataset and refreshed as records update; 35094 shows blanks, not estimates, wherever the record is sparse.

The 29/100 for 35094 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 35094 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.