ZIP 35094 Property Distress & Foreclosure Data

ZIP code 35094 in Jefferson County, Alabama carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (68/100), institutional ownership (61/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100) and mortgage stress (24/100). On the structural side it scores 68/100, with 7/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (92/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (73/100)).

The peak-phase market in 35094 posted values that rose 2.9% over the year, and 8% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 78% owner-occupied to 22% rented. About 29% have a four-year degree. Roughly 12.6% live below the poverty line. On demographic stress specifically, 35094 scores 27/100. Households earn a median $74,340 — near the roughly $78,000 national figure. Population is roughly 15,333 with a median age of 42. Around 28% of renters are cost-burdened. The ZIP holds roughly 6,385 housing units. The vacancy rate is 10.9%. A median home runs $234,900 here, or 3.0 times local income.

On balance 35094 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.