ZIP 35444 Foreclosure, Tax-Lien & Distress Report

ZIP code 35444 in Tuscaloosa County, Alabama carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic distress index. Structural risk reads 65/100 against active distress of 7/100. Environmental exposure also runs high (climate & FEMA risk (90/100), FEMA disaster exposure (74/100), flood (NFIP) exposure (63/100)). The pressure is most legible in structural risk (65/100), institutional ownership (54/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (23/100).

The market reads contraction — home values fell 1.3% year on year, 2.7% off the recent peak, and 11% higher over three years (phase confidence 58/100). Falling values surface more motivated sellers and below-market exits.

About 4,047 people live here, median age 36. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $65,049 — below the roughly $78,000 national figure. The ZIP holds roughly 1,879 housing units. Rent burden reaches 10% of tenant households. Educational attainment sits at 22% bachelor's-or-above. The typical home is worth about $181,500 (2.8× income, relatively affordable). The demographic-stress sub-score lands at 22/100. Owners hold 87% of homes, renters 13%. 9.4% of residents fall below the poverty threshold.

On the whole, 35444 leans distressed, with opportunity clustered in specific stressed parcels. 35444 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 35444 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35444 can be compared directly against any other ZIP in Tuscaloosa County, Alabama or nationwide. Nothing here is interpolated — where a source is thin for 35444, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

35444's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 35444 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.