ZIP 35446 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 35446 (Tuscaloosa County, Alabama) returns a moderate composite of 32/100. The split runs 70/100 structural to 7/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (90/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (65/100)). Its standout signals are structural risk (70/100), institutional ownership (57/100), construction/permit lag (55/100). mortgage stress (23/100) stay muted.

Prices here sit in a contraction phase: values fell 1.6% over the trailing year, 2.8% off the recent peak, and 57% higher over three years, at 63/100 phase confidence. A cooling market tends to open discount-to-value windows.

Vacancy runs 0.0%. 76% of housing is owner-occupied. The typical home is worth about $158,200 (2.1× income, relatively affordable). Households earn a median $50,650 — below the roughly $78,000 national figure. 21.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 30/100. About 1,772 people live here, median age 34. The ZIP holds roughly 767 housing units. Around 47% of renters are cost-burdened. Around 5% of adults hold a bachelor's degree or higher.

Net-net, 35446 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 35446 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 35446 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 35446 stays directly comparable to neighboring ZIPs and the rest of Tuscaloosa County, Alabama. Nothing here is interpolated — where a source is thin for 35446, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 35446's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 35446 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.