ZIP 35405 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 35405 (Tuscaloosa County, Alabama) at a moderate 32/100 for overall property distress. The pressure is most legible in structural risk (70/100), institutional ownership (57/100), construction/permit lag (55/100). By contrast, mortgage stress (23/100) register low. Environmental exposure also runs high (climate & FEMA risk (90/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (65/100)). Structurally it carries 70/100, against 7/100 of stress already in motion.

The contraction-phase market in 35405 posted values that fell 1.6% over the year, 2.8% off the recent peak, and 10% higher over three years, at 63/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Median household income is $61,371, below the U.S. median near $78,000. 14.1% of residents fall below the poverty threshold. Around 36% of renters are cost-burdened. 48,564 residents call 35405 home, typically aged 35. The ZIP holds roughly 22,891 housing units. Around 31% of adults hold a bachelor's degree or higher. A median home runs $234,000 here, or 3.7 times local income. The demographic-stress sub-score lands at 32/100. Vacancy runs 10.7%. Owners hold 55% of homes, renters 45%.

On the whole, 35405 leans distressed, with opportunity clustered in specific stressed parcels. 35405 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 35405's 32/100 can be lined up against any neighbor in Tuscaloosa County, Alabama or any ZIP coast to coast. Where the public record is thin for 35405, the field stays empty rather than modeled, and fills in as new documents post.

The 32/100 figure for 35405 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 35405 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.