ZIP 35405 Property Distress & Foreclosure Data

In Tuscaloosa County, Alabama, ZIP 35405 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (72/100), construction/permit lag (64/100), institutional ownership (59/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (62/100). The latent-versus-live split is 72/100 structural and 7/100 already moving.

The market reads peak — home values rose 3.4% year on year, and 10% higher over three years (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

Median household income is $61,371, below the U.S. median near $78,000. 14.1% of residents fall below the poverty threshold. Around 36% of renters are cost-burdened. About 48,564 people live here, median age 35. The ZIP holds roughly 22,891 housing units. Educational attainment sits at 31% bachelor's-or-above. Home values center near $234,000, an affordability ratio of 3.7× — accessible. DLRadar's demographic-stress index for the area reads 32/100. The vacancy rate is 10.7%. Owners hold 55% of homes, renters 45%.

Net-net, 35405 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.