ZIP 35476 Foreclosure, Tax-Lien & Distress Report
Tuscaloosa County, Alabama · High Poverty market
ZIP 35476's composite property-distress score is 32/100 - DLRadar classes that as moderate for Tuscaloosa County, Alabama. Property-level stress concentrates in structural risk (70/100), institutional ownership (57/100), construction/permit lag (55/100). mortgage stress (23/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (65/100). Latent structural risk is 70/100 while live distress already moving reads 7/100.
The market reads contraction — home values fell 1.6% year on year, 2.8% off the recent peak, and 43% higher over three years, at 63/100 phase confidence. A cooling market tends to open discount-to-value windows.
The poverty rate is 24.4% — high, a tax-stress and distress correlate. Rent burden reaches 36% of tenant households. 38% of housing is owner-occupied. The ZIP holds roughly 3,561 housing units. Households earn a median $59,545 — below the roughly $78,000 national figure. About 23% have a four-year degree. Population is roughly 8,568 with a median age of 35. The vacancy rate is 10.8%. The demographic-stress sub-score lands at 36/100. Home values center near $221,400, an affordability ratio of 3.3× — accessible.
Taken together, 35476 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 35476 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 35476's 32/100 can be lined up against any neighbor in Tuscaloosa County, Alabama or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 35476 reflects the current record instead of a stale or modeled snapshot.
The 32/100 for 35476 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 35476 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 35476
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 35476 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Tuscaloosa County
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Rules-based scoring — each signal ties to a public dataset · methodology