ZIP 35546 Foreclosure, Tax-Lien & Distress Report

Tuscaloosa County, Alabama's ZIP 35546 registers 26/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (56/100), construction/permit lag (55/100), institutional ownership (51/100). On the quiet end sit mortgage stress (21/100). It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (65/100). Structural exposure scores 56 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 1.6% year on year, 1.4% off the recent peak (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 17.9% — high, a tax-stress and distress correlate. Rent burden reaches 27% of tenant households. Households earn a median $73,295 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 28/100. Around 13% of adults hold a bachelor's degree or higher. Vacancy runs 20.7%, above the national norm and a classic distress-and-opportunity signal. 4,157 residents call 35546 home, typically aged 36. Home values center near $167,600, an affordability ratio of 2.1× — accessible. There are about 1,851 housing units across 35546. Owners hold 86% of homes, renters 14%.

Net-net, 35546 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 35546 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 35546 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Tuscaloosa County, Alabama and the nation. Nothing here is interpolated — where a source is thin for 35546, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 for 35546 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 35546 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.