ZIP 35549 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35549 (Fayette County, Alabama) lands at 17/100 — low on DLRadar's public-record scoring. The split runs 34/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (78/100). Property-level stress concentrates in institutional ownership (45/100), structural risk (34/100), mortgage stress (20/100). structural risk (34/100) and mortgage stress (20/100) stay muted.

The neutral-phase market in 35549 posted values that rose 3.9% over the year (phase confidence 20/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 24.5% — elevated. The demographic-stress sub-score lands at 33/100. 81% of housing is owner-occupied. Rent burden reaches 62% of tenant households. 3,018 residents call 35549 home, typically aged 48. Educational attainment sits at 7% bachelor's-or-above. The ZIP holds roughly 1,857 housing units. Households earn a median $41,429 — below the roughly $78,000 national figure. Home values center near $67,400, an affordability ratio of 1.4× — accessible. 27.5% of residents fall below the poverty threshold.

On the whole, 35549 leans distressed, with opportunity clustered in specific stressed parcels. 35549 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 35549 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 35549, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

35549's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 35549 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.