ZIP 35130 Foreclosure, Tax-Lien & Distress Report

Walker County, Alabama's ZIP 35130 registers 26/100 composite distress, which DLRadar reads as low. Structural risk reads 55/100 against active distress of 6/100. What sets it apart are the readings on structural risk (55/100), institutional ownership (54/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (6/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (74/100), flood (NFIP) exposure (63/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 22.9%, above the national norm and a classic distress-and-opportunity signal. Around 11% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,683 housing units. Households earn a median $37,692 — below the roughly $78,000 national figure. About 3,239 people live here, median age 46. The poverty rate is 19.7% — high, a tax-stress and distress correlate. A median home runs $90,400 here, or 2.7 times local income. Around 66% of renters are cost-burdened. Owners hold 78% of homes, renters 22%. The demographic-stress sub-score lands at 36/100.

On the whole, 35130 leans distressed, with opportunity clustered in specific stressed parcels. 35130 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 35130 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 35130 stays directly comparable to neighboring ZIPs and the rest of Walker County, Alabama. Where the record is thin for 35130, the field stays empty rather than modeled, and fills in as new documents post.

Behind 35130's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 35130 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.