ZIP 35504 Property Distress & Foreclosure Data

In Walker County, Alabama, ZIP 35504 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (80/100). The latent-versus-live split is 66/100 structural and 6/100 already moving. Its standout signals are construction/permit lag (100/100), structural risk (66/100), institutional ownership (45/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 2.9% year on year, and 26% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Around 37% of renters are cost-burdened. 17.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. About 13,505 people live here, median age 41. Educational attainment sits at 24% bachelor's-or-above. The ZIP holds roughly 6,047 housing units. Median household income is $71,521, near the U.S. median near $78,000. Owners hold 79% of homes, renters 21%. Home values center near $192,700, an affordability ratio of 2.7× — accessible. The vacancy rate is 12.9% — elevated.

Net-net, 35504 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.