ZIP 35504 Foreclosure, Tax-Lien & Distress Report

ZIP 35504's composite property-distress score is 20/100 - DLRadar classes that as low for Walker County, Alabama. Climate and flood risk are elevated too — climate & FEMA risk (80/100), FEMA disaster exposure (78/100). Latent structural risk is 40/100 while live distress already moving reads 6/100. Its standout signals are institutional ownership (43/100), structural risk (40/100), mortgage stress (19/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 26% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 37% of tenant households. 17.5% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 29/100. About 13,505 people live here, median age 41. Around 24% of adults hold a bachelor's degree or higher. The ZIP holds roughly 6,047 housing units. Households earn a median $71,521 — near the roughly $78,000 national figure. 79% of housing is owner-occupied. The typical home is worth about $192,700 (2.7× income, relatively affordable). The vacancy rate is 12.9% — elevated.

Taken together, 35504 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 35504 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 35504's 20/100 can be lined up against any neighbor in Walker County, Alabama or any ZIP coast to coast. 35504 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

35504's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 35504 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.