ZIP 35033 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 35033 (Cullman County, Alabama) returns a low composite of 22/100. Structural exposure scores 45 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (79/100), FEMA disaster exposure (78/100). Its heaviest discrete signals: structural risk (45/100), institutional ownership (43/100), construction/permit lag (19/100). construction/permit lag (19/100) and mortgage stress (18/100) stay muted.

The market reads peak — home values rose 3.1% year on year, and 38% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,825 housing units. Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $186,800 (3.4× income, relatively affordable). 92% of housing is owner-occupied. Roughly 8.7% live below the poverty line. Around 16% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. About 15% have a four-year degree. About 3,237 people live here, median age 47. Median household income is $51,071, below the U.S. median near $78,000.

Net-net, 35033 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 35033 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 35033 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35033 can be compared directly against any other ZIP in Cullman County, Alabama or nationwide. 35033 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 35033's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 35033 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.