ZIP 35070 Property Distress & Foreclosure Data

Cullman County, Alabama's ZIP 35070 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (48/100), institutional ownership (45/100). On the quiet end sit mortgage stress (18/100). The latent-versus-live split is 53/100 structural and 5/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (79/100)).

The peak-phase market in 35070 posted values that rose 3.5% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 127 with a median age of 69. The vacancy rate is 0.0%. A median home runs $124,200 here, or 2.3 times local income. On demographic stress specifically, 35070 scores 21/100. The tenure split is 100% owner-occupied to 0% rented. Roughly 11.8% live below the poverty line. The ZIP holds roughly 50 housing units. Households earn a median $65,500 — below the roughly $78,000 national figure. About 20% have a four-year degree.

On balance 35070 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.