ZIP 35179 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35179 (Cullman County, Alabama) lands at 20/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (78/100). Structural exposure scores 40 and live distress 5 on the 0–100 scale. The most distinctive pressure shows up in institutional ownership (40/100), structural risk (40/100), mortgage stress (18/100). mortgage stress (18/100) stay muted.

The market reads peak — home values rose 3.2% year on year, and 0% lower over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 3,686 housing units across 35179. Owners hold 87% of homes, renters 13%. 10.5% of residents fall below the poverty threshold. A median home runs $177,300 here, or 2.8 times local income. Around 34% of renters are cost-burdened. The demographic-stress sub-score lands at 27/100. About 18% have a four-year degree. The vacancy rate is 11.6% — elevated. Households earn a median $62,750 — below the roughly $78,000 national figure. About 8,957 people live here, median age 42.

Net-net, 35179 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 35179 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 35179 shows blanks, not estimates, wherever the record is sparse.

Behind 35179's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 35179 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.