ZIP 35754 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 35754 (Morgan County, Alabama) at a low 22/100 for overall property distress. Latent structural risk is 43/100 while live distress already moving reads 5/100. Its standout signals are institutional ownership (43/100), structural risk (43/100), mortgage stress (18/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (88/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 46% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5,602 residents call 35754 home, typically aged 44. There are about 2,525 housing units across 35754. Owners hold 85% of homes, renters 15%. At $92,632, median income runs above typical U.S. levels. The typical home is worth about $201,800 (1.9× income, relatively affordable). The demographic-stress sub-score lands at 24/100. Vacancy runs 10.7%. Rent burden reaches 32% of tenant households. The poverty rate is 15.3%. About 31% have a four-year degree.

Overall, 35754 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 35754 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 35754 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35754 can be compared directly against any other ZIP in Morgan County, Alabama or nationwide. The score is rebuilt from public data as it updates, so 35754 reflects the current record instead of a stale or modeled snapshot.

The 22/100 figure for 35754 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 35754 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.