ZIP 35622 Property Distress & Foreclosure Data

DLRadar grades ZIP 35622 (Morgan County, Alabama) at a low 26/100 for overall property distress. Structural exposure scores 53 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (83/100)). Property-level stress concentrates in structural risk (53/100), institutional ownership (45/100), construction/permit lag (38/100). On the quiet end sit construction/permit lag (38/100) and mortgage stress (18/100).

The contraction-phase market in 35622 posted values that held roughly flat over the year, 3.0% off the recent peak, and 8% higher over three years, at 48/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The tenure split is 79% owner-occupied to 21% rented. Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 2,765 housing units across 35622. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 6,532 with a median age of 38. On demographic stress specifically, 35622 scores 33/100. About 12% have a four-year degree. Rent burden reaches 46% of tenant households. A median home runs $189,500 here, or 3.3 times local income. Households earn a median $53,354 — below the roughly $78,000 national figure.

On the whole, 35622 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.