ZIP 35058 Property Distress & Foreclosure Data

ZIP code 35058 in Cullman County, Alabama carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (53/100), construction/permit lag (48/100), institutional ownership (45/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (79/100)). On the structural side it scores 53/100, with 5/100 of stress already active.

The peak-phase market in 35058 posted values that rose 3.5% over the year, and 11% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $59,950 — below the roughly $78,000 national figure. Around 26% of renters are cost-burdened. Roughly 13.9% live below the poverty line. The tenure split is 74% owner-occupied to 26% rented. The ZIP holds roughly 4,794 housing units. About 17% have a four-year degree. Population is roughly 11,003 with a median age of 39. On demographic stress specifically, 35058 scores 29/100. A median home runs $212,300 here, or 3.2 times local income. The vacancy rate is 7.4%.

On balance 35058 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.