ZIP 35098 Property Distress & Foreclosure Data

Cullman County, Alabama's ZIP 35098 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (52/100), construction/permit lag (48/100), institutional ownership (45/100). mortgage stress (18/100) stay muted. On the structural side it scores 52/100, with 5/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (75/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 743 housing units. The demographic-stress sub-score lands at 26/100. Around 7% of renters are cost-burdened. Around 12% of adults hold a bachelor's degree or higher. The vacancy rate is 23.3% — elevated. 62% of housing is owner-occupied. At $78,474, median income runs near typical U.S. levels. The typical home is worth about $173,100 (2.3× income, relatively affordable). The poverty rate is 15.0%. 1,118 residents call 35098 home, typically aged 35.

Taken together, 35098 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.