ZIP 35976 Property Distress & Foreclosure Data

Marshall County, Alabama's ZIP 35976 registers 31/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (84/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (61/100)). The most distinctive pressure shows up in structural risk (67/100), institutional ownership (58/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (23/100). Structural risk reads 67/100 against active distress of 7/100.

The peak-phase market in 35976 posted values that rose 3.5% over the year, and 16% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 16,604 with a median age of 43. Households earn a median $72,579 — near the roughly $78,000 national figure. A median home runs $266,500 here, or 3.5 times local income. The tenure split is 77% owner-occupied to 23% rented. There are about 7,947 housing units across 35976. Rent burden reaches 30% of tenant households. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. About 31% have a four-year degree. On demographic stress specifically, 35976 scores 30/100. Roughly 14.8% live below the poverty line.

On the whole, 35976 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.