ZIP 35976 Foreclosure, Tax-Lien & Distress Report
Marshall County, Alabama · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 35976 in Marshall County, Alabama comes in at 25, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (84/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (63/100). What sets it apart are the readings on institutional ownership (54/100), structural risk (53/100), mortgage stress (23/100). mortgage stress (23/100) stay muted. The latent-versus-live split is 53/100 structural and 7/100 already moving.
The market reads peak — home values rose 3.2% year on year, and 16% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 16,604 people live here, median age 43. Households earn a median $72,579 — near the roughly $78,000 national figure. Home values center near $266,500, an affordability ratio of 3.5× — accessible. 77% of housing is owner-occupied. There are about 7,947 housing units across 35976. Rent burden reaches 30% of tenant households. The vacancy rate is 15.6% — elevated. Around 31% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 30/100. The poverty rate is 14.8%.
Net-net, 35976 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 35976 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 35976 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Marshall County, Alabama and the nation. The score is rebuilt from public data as it updates, so 35976 reflects the current record instead of a stale or modeled snapshot.
Each component behind 35976 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 35976 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 35976
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 35976 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 35976, drawn from the same report attached to each property.
Nearby ZIPs in Marshall County
Nearest ZIP codes to 35976
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 35976
Other reports tied to Marshall County, Alabama — ZIP, county and statewide.
The complete 35976 distress and acquisition report
Open 35976 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology